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Legal Disclaimer, Terms and Conditions of Use, and Privacy Policy
Please
carefully read the following terms and conditions. By accessing or using
this website, you acknowledge that you have read, understand, and agree
to be bound by these terms and conditions. If you do not agree to be bound
by or comply with these terms and conditions, do not access or use this
website. Any changes, modifications, or additions to, or deletions from
these terms or conditions shall be effective upon posting on this website.
If you use this website after we post changes to the terms and conditions,
you accept the terms and conditions as changed. We expressly reserve the
right to monitor any use of this website.
Informational Purposes Only
This
website is for informational purposes only. This website does not constitute
an offering or recommendation by Flaherty & Crumrine Incorporated or any
of its affiliates of any security, investment management service, or advisory
service in any jurisdiction in which such offering or recommendation would
be unlawful under the securities laws of such jurisdiction. We do not
provide investment advice, tax advice, or legal advice through this website,
and you agree that such areas will not be used by you for such purposes.
We do not represent that the securities, products, or services discussed
on, or accessible through, this website are suitable for any particular
investor. You acknowledge that the provision of any information through
this website shall not constitute or be considered investment advice,
or an offer to sell, or a solicitation of an offer to buy any security.
Timeliness of Content
We
disclaim any intention or obligation to update or revise any information
contained in this website, whether as a result of new information, future
events, or otherwise.
Global Restrictions
This website is intended for distribution to, and use by, persons in the
US only. It is not intended for distribution to, or use by, persons in
any other jurisdiction. We do not claim that the products or services
in this website are available in any particular state or jurisdiction
or appropriate for any particular investor. If you choose to access this
website from a location other than the United States, you do so on your
own initiative, and you are responsible for compliance with any applicable
local laws.
Ownership of Site
Flaherty & Crumrine Incorporated owns and maintains this site. Nothing
at this website shall be construed as granting, by implication, estoppel
or otherwise, any license or right to use any image, trademark, logo or
service mark at the site. Any commercial or public use of this website
or any portion thereof is strictly prohibited.
Ownership of Other Materials
- Adobe®, Acrobat®, Acrobat® Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated.
- Microsoft® and Internet Explorer are trademarks of Microsoft Corporation.
- Netscape Navigator® is a trademark of Netscape Communications Corporation in the United States and other countries.
- Morningstar® is a trademark of Morningstar, Inc.
- PCQuote.com is a trademark of PCQuote, Inc.
- Bloomberg.com is a trademark of Bloomberg L.P.
- Salomon Smith Barney Research Reports are the property of Salomon Smith Barney, Inc. " First Union Research Reports are the property of First Union, Inc.
No Warranties
The information contained in this site is intended to be accurate and reliable; however, errors may occur. Both the funds and Flaherty & Crumrine Incorporated disclaim any warranty of any kind, whether express or implied, as to the accuracy, reliability or completeness of any information or document at this site. You agree that neither Flaherty & Crumrine Incorporated, its affiliates, nor any of their officers, directors, shareholders, employees, or agents shall have any liability to you under any theory of liability or indemnity arising out of or relating to your use of the website. You hereby release and forever waive any and all claims you may have against the Funds, Flaherty & Crumrine Incorporated, their affiliates, and any of their officers, directors, shareholders, employees, or agents (including but not limited to claims based upon the negligence of Flaherty & Crumrine Incorporated, its affiliates, or any of their officers, directors, shareholders, employees, or agents) for losses or damages you sustain arising out of or relating to use of the website.
Risk Warning
Past performance is not necessarily a guide to future performance. The value of investments and the income from them can go down as well as up. You may not get back the amount originally invested.
Linked Sites
Neither the Funds nor Flaherty & Crumrine Incorporated have reviewed any of the sites linked to this site (with the exception of www.flaherty-crumrine.com), and are not responsible for the content of such off-site pages or any other site linked or linking to the site. Your linking to any off-site pages or other sites is at your own risk. The owners of the linked sites are not affiliated with the funds or Flaherty & Crumrine Incorporated (with the exception of www.flaherty-crumrine.com). A link to a service or site outside of this site is not an endorsement of the service or site, its content, or its sponsoring organization. No judgment or warranty is made with respect to the accuracy, timeliness, or suitability of the content of other services or sites to which these screens link, and neither the Funds nor Flaherty & Crumrine Incorporated take any responsibility therefor.
Liability Waiver
Under no circumstances, including, but not limited to, negligence, shall Flaherty & Crumrine Incorporated or any of the Funds be liable for any special or consequential damages that result from the access or use of, or the inability to access or use, the materials at this site. Applicable law may not allow the limitation or exclusion of liability for consequential or incidental damages, so the limitation or exclusion may not apply to you. In no event shall the total liability of any fund or Flaherty & Crumrine Incorporated for any and all damages and causes of action exceed the amount paid by you, if any, for the use of this site.
Privacy
We are committed to keeping nonpublic information about you secure and confidential. From time to time, we may collect a variety of nonpublic information about you, including: information we receive from you via e-mail, via the telephone, and through our website; and technical and navigational information, such as computer browser type, Internet Protocol address, pages visited, and time spent on the website. We will not sell your nonpublic information to anyone. Further, we do not disclose your nonpublic information, except as required or permitted by law. For example, we may provide this information to companies that perform administrative services on our behalf, to securities industry regulators, or in response to a subpoena. We will require companies that we hire to protect the confidentiality of this information and to use it only to perform the services for which we hired them. We collect technical information to keep you informed about software compatibility issues and possible upgrades, and to educate our web design team to improve your web experience.
© Flaherty & Crumrine Incorporated, 2000-2005